My husband and I would like to purchase a home. He has been in foreclosure due to losing his job, and lost the first home. We are getting another chance at homeownership with the Back to Work Program. Since the housing bubble burst, HUD requires 3.5% downpayment to purchase a home. There is not any more down payment assistance programs. We have four kids and I would like for each of them to have their own room. We are closing on our new home in April. The lender is giving us time to work and earn the money the best way we can. We will appreciate any help we can get. Thanks in advance.